Lesson Outcomes
Learners will be able to:
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Define identity theft
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Explain different types of identity theft
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Identify ways to prevent identity theft
Overview
Identity theft occurs when someone steals another person’s personal information and uses it without permission. This information may include:
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ID numbers
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Bank details
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Credit card information
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Personal contact details
Cybercriminals use this information to commit fraud or other crimes.
Types of Identity Theft
Financial Identity Theft
This occurs when criminals use stolen personal information to access bank accounts or credit cards.
Examples include:
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Unauthorized purchases
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Opening credit accounts
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Transferring money from bank accounts
Prevention methods include monitoring bank accounts and reporting suspicious activity.
Medical Identity Theft
This occurs when criminals use someone else’s identity to obtain medical services, prescriptions, or insurance benefits.
This can result in incorrect medical records and financial losses.
Preventing Identity Theft
Ways to reduce the risk include:
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Monitoring financial statements regularly
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Protecting personal documents
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Using strong passwords
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Avoiding suspicious emails or websites